uksi/2025/873 — The Financial Services and Markets Act 2023 (Commencement No. 10 and Saving Provisions) Regulations 2025

2025 No. 873 (C. 38) FINANCIAL SERVICES AND MARKETS The Financial Services and Markets Act 2023 (Commencement No. 10 and Saving Provisions) Regulations 2025 Made 14th July 2025 The Treasury make these Regulations in exercise of the powers conferred by section 86(3) to (6) of the Financial Services and Markets Act 2023 . Citation and interpretation 1 1 These Regulations may be cited as the Financial Services and Markets Act 2023 (Commencement No. 10 and Saving Provisions) Regulations 2025. 2 In these Regulations, “ the Capital Requirements Regulation ” has the meaning given in regulation 4(b). Provisions coming into force on 15th July 2025 2 The following provision of the Financial Services and Markets Act 2023 come into force on 15th July 2025— a section 1(1) (revocation of assimilated law relating to financial services and markets), so far as it relates to the provision in paragraph (b) of this regulation; b in Part 1 (assimilated direct principal legislation) of Schedule 1 (revocation of assimilated law relating to financial services), the revocation of Regulation (EU) 2020/852 of the European Parliament and of the Council of 18 June 2020 on the establishment of a framework to facilitate sustainable investment. Provisions coming into force on 28th November 2025 3 The following provisions of the Financial Services and Markets Act 2023 come into force on 28th November 2025— a section 1(1), so far as it relates to the provisions in paragraph (b) of this regulation; b in Part 2 (subordinate legislation) of Schedule 1, the revocation of— i the Equivalence Determinations for Financial Services and Miscellaneous Provisions (Amendment etc) (EU Exit) Regulations 2019 ; ii the Equivalence Determinations for Financial Services (Amendment etc.) (EU Exit) Regulations 2020 . Provisions coming into force on 1st January 2026 4 The following provisions of the Financial Services and Markets Act 2023 come into force on 1st January 2026— a section 1(1) so far as it relates to the provisions in paragraphs (b) and (c); b in Part 1 of Schedule 1, the revocation of the following provisions of Regulation (EU) No575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No648/2012 (“ the Capital Requirements Regulation ”)— i Article 6(1a) (general principles) ; ii Article 11(3a) (general treatment) ; iii Article 12a (consolidated calculation for G-SIIs with multiple resolution entities) ; iv in Article 18(1) (methods of prudential consolidation) the words from “For the purposes of Article 11(3a)” to “relevant resolution groups”; v Articles 25 (tier 1 capital) to 35 (unrealised gains and losses measured at fair value) ; vi Articles 37 (deduction of intangible assets) to 47 (deduction of holdings of Common Equity Tier 1 instruments where an institution has a significant investment in a financial sector entity) ; vii Article 47a(1) and (2) (non-performing exposures); viii Articles 47c (deduction for non-performing exposures) to 79a (assessment of compliance with the conditions for own funds and eligible liabilities instruments) ; ix in Article 81 (minority interests that qualify for inclusion in consolidated Common Equity Tier 1 capital) — aa paragraph 1(a)(i) to (iic), (b) and (c); bb paragraph 2; x in Article 82 (Qualifying Additional Tier 1, Tier 1, Tier 2 capital and qualifying own funds) , points (a)(i) to (iic), (b) and (c); xi Articles 83 (Qualifying Additional Tier 1 and Tier 2 capital issued by a special purpose entity) to 91 (exceptions) ; xii Article 92a (requirements for own funds and eligible liabilities for G-SIIs) ; xiii Article 466 (first time application of International Financial Reporting Standards) ; xiv Article 468 (temporary treatment of unrealised gains and losses measured at fair value through other comprehensive income in view of the COVID-19 pandemic) ; xv Article 469a (derogation from deductions from Common Equity Tier 1 items for non-performing exposures); xvi Article 471 (exemption from deduction of equity holdings in insurance companies from Common Equity Tier 1 items); xvii Articles 473 (introduction of amendments to IAS 19) to 474 (deductions from Additional Tier 1 items) ; xviii Article 476 (deductions from Tier 2 items); xix Article 479 (recognition in consolidated Common Equity Tier 1 capital of instruments and items that do not qualify as minority interests); xx Article 480 (recognition in consolidated own funds of minority interests and qualifying Additional Tier 1 and Tier 2 capital); xxi Articles 482 (scope of application for derivatives transactions with pension funds) to 491 (effective maturity) ; xxii Articles 494 (transitional provisions concerning the requirement for own funds and eligible liabilities) to 494b (grandfathering of own funds instruments and eligible liabilities instruments); c in Part 3 (EU tertiary legislation etc.) of Schedule 1 (revocation of assimilated law relating to financial services), the revocation of the following instruments— i Commission Delegated Regulation (EU) 2016/1450 of 23 May 2016 supplementing Directive 2014/59/EU of the European Parliament and of the Council with regard to regulatory technical standards specifying the criteria relating to the methodology for setting the minimum requirement for own funds and eligible liabilities ; ii Commission Implementing Regulation (EU) 2016/1800 of 11 October 2016 laying down implementing technical standards with regard to the allocation of credit assessments of external credit assessment institutions to an objective scale of credit quality steps in accordance with Directive 2009/138/EC of the European Parliament and of the Council ; iii Commission Implementing Regulation (EU) 2016/1801 of 11 October 2016 on laying down implementing technical standards with regard to the mapping of credit assessments of external credit assessment institutions for securitisation in accordance with Regulation (EU) No575/2013 of the European Parliament and of the Council . Saving provision relating to equivalence directions, regulatory decisions and applications 5 1 The directions, decisions, and applications specified in paragraph (2) continue to have the same effect as they had immediately before the revocation brought into force by regulation 3. 2 The directions, decisions, and applications specified for the purposes of paragraph (1) are — a an equivalence direction of the kind referred to in regulation 8(1) of S.I. 2020/1055 ; b a regulatory decision of the kind referred to in regulation 8(2) of those Regulations; c an application of the kind referred to in regulation 8(3) of those Regulations. Saving provision for permissions granted under the Capital Requirements Regulation 6 1 Despite the revocations brought into force by regulation 4— a any permission granted by the PRA under the following provisions of the Capital Requirements Regulation at any time before 1st January 2026, has effect, on and after 1st January 2026, as if granted under section 138BA (disapplication or modification of rules in individual cases) of FSMA 2000— i Article 26(3); ii Article 31(1); iii Article 41(1); iv Article 73(1); v Article 76(2); vi Article 77(1); vii Article 78(1); b any permission granted by the PRA under Article 26(2) of the Capital Requirements Regulation at any time before 1st January 2026 has effect, on and after 1st January 2026, as if it were a notification for the purpose of paragraph 2 of Article 26 of the Own Funds (CRR) Part of the PRA rulebook. 2 In paragraph (1)(b), “ PRA rulebook ” means the rulebook published by the PRA containing rules made by that Authority under FSMA 2000 as it has effect on 1st January 2026. Saving for the PRA’s power to amend and revoke Commission Delegated Regulation (EU) No 523/2014 7 Despite its revocation brought into force by regulation 4, Article 33(4) of the Capital Requirements Regulation continues to have effect, on and after 1st January 2026, so far as is necessary to enable the PRA to amend or revoke Commission Delegated Regulation (EU) No 523/2014 of 12 March 2014 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for determining what constitutes the close correspondence between the value of an institution’s covered bonds and the value of the institution’s assets. Jeff Smith Taiwo Owatemi Two of the Lords Commissioners of His Majesty's Treasury 14th July 2025 Explanatory Note (This note is not part of the Regulations) These Regulations are the 10th commencement Regulations made under the Financial Services and Markets Act 2023 (c. 29) (“ the Act ”). Section 1 of the Act (revocation of assimilated law relating to financial services and markets) revokes and repeals assimilated law which is referred to in Schedule 1 to the Act. These Regulations bring into force section 1(1) of, and Schedule 1 to, the Act, so far as they relate to the instruments and provisions mentioned in the following paragraphs. Regulation 2 brings into force on 15th July 2025 the revocation of the Regulation (EU) 2020/852 of the European Parliament and of the Council of 18 June 2020 on the establishment of a framework to facilitate sustainable investment. Regulation 3 brings into force the revocation of the Equivalence Determinations for Financial Services and Miscellaneous Provisions (Amendment etc) (EU Exit) Regulations 2019 ( S.I. 2019/541 ) and the Equivalence Determinations for Financial Services (Amendment etc.) (EU Exit) Regulations 2020 ( S.I. 2020/1055 ). HMT intends to bring forward legislation to replace those Regulations. Regulation 4 brings into force on 1st January 2026 the revocation of certain provisions of Regulation (EU) No575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No648/2012 . Regulation 4 also brings into force on 1st January 2026 the revocation of certain legislation under Part 3 (EU tertiary legislation etc.) of Schedule 1 to the Act. The legislation was originally made under (i) Directive 2014/59/EU of the European Parliament and of the Council of 15 May 2014 (listed in Part 3 of Schedule 1), (ii) Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 (listed in Part 3 of that Schedule) and (iii) Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 (listed in Part 1 of that Schedule). Regulation 5 makes saving provision in relation to certain decisions and applications originally made under, or whose status is governed by, the legislation whose revocation is commenced by regulation 3. Regulation 6 makes saving provision in relation to permissions granted under provisions of the Capital Requirements Regulation, the revocation of which is brought into force by regulation 4. This saving provision ensures that those permissions will continue to be valid as if they had been granted under rules of the Prudential Regulation Authority (“ PRA ”) which replace those provisions. The rules can be found at https://www.prarulebook.co.uk/ and a copy can be obtained from the PRA, 20 Moorgate, London EC2R 6DA. A full impact assessment has not been produced for this instrument as no, or no significant, impact on the private, voluntary or public sector is foreseen. A full impact assessment has been published in relation to the Act and copies can be obtained from HM Treasury, 1 Horse Guards Road, London, SW1A 2HQ or at https://bills.parliament.uk/publications/49053/documents/2621 . NOTE AS TO EARLIER COMMENCEMENT Regulations (This note is not part of the Regulations) The following provisions of the Financial Services and Markets Act 2023 have been brought into force by commencement Regulations made before the date of these Regulations. Provision Date of Commencement S.I. No. Section 1(1) (in part) 11th July 2023 2023/779 (C. 40) Section 1(1) (in part) 29th August 2023 2023/779 (C. 40) Section 1(1) (in part) 14th December 2023 2023/1382 (C. 97) Section 1(1) (in part) 1st January 2024 2023/779 (C. 40) Section 1(1) (in part) 1st January 2024 2023/1382 (C. 97) Section 1(1) (in part) 5th April 2024 2023/1382 (C. 97) Section 1(1) (in part) 30th June 2024 2023/1382 (C. 97) Section 1(1) (in part) 29th October 2024 2024/1071 (C. 72) Section 1(1) (in part) 1st November 2024 2024/620 (C. 39) Section 1(1) (in part) 31st December 2024 2024/891 (C. 57) Section 1(1) (in part) 31st December 2024 2024/1071 (C. 72) Section 1(1) (in part) 14th May 2025 2025/572 (C. 25) Section 1(1) in part 31st July 2025 2025/572 (C. 25) Section 1(2), (4), (5) and (6) 11th July 2023 2023/779 (C. 40) Section 2(1) (in part) 29th August 2023 2023/779 (C. 40) Section 2(1) (in part) 14th December 2023 2023/1382 (C. 97) Section 2(1) (in part) 29th October 2024 2024/1071 (C. 72) Section 2(1) (in part) 1st December 2024 2024/1071 (C. 72) Section 2(1) (in part) 31st December 2024 2024/1071 (C. 72) Section 2(1) (in part) 31st March 2025 2024/1071 (C. 72) Section 2(1) (in part) 30th June 2025 2024/1071 (C. 72) Section 2(1) (in part) 1st December 2025 2024/1071 (C. 72) Section 2(1) (in part) 6th July 2026 2024/1071 (C. 72) Section 2(2) and (3) 11th July 2023 2023/779 (C. 40) Section 3 11th July 2023 2023/779 (C. 40) Sections 4 to 6 29th August 2023 2023/779 (C. 40) Section 7 11th July 2023 2023/779 (C. 40) Section 8 29th August 2023 2023/779 (C. 40) Section 9(1) to (5) 1.00am on 1st January 2024 2023/1382 (C. 97) Section 9(6) 29th August 2023 2023/779 (C. 40) Section 10 1.00am on 1st January 2024 2023/1382 (C. 97) Section 11 29th August 2023 2023/779 (C. 40) Section 12 1.00am on 1st January 2024 2023/1382 (C. 97) Sections 13 to 19 29th August 2023 2023/779 (C. 40) Section 20 (in part) 6th September 2023 2023/936 (C. 55) Section 20 (in part) 6th November 2023 2023/936 (C. 55) Section 20 (so far as not already in force) 7th February 2024 2023/936 (C. 55) Section 21 1st January 2024 2023/1382 (C. 97) Section 23 29th August 2023 2023/779 (C. 40) Sections 25 and 26 29th August 2023 2023/779 (C. 40) Section 27 (in part) 29th August 2023 2023/779 (C. 40) Section 27 (so far as not already in force) 1st January 2025 2023/1382 (C. 97) Sections 28 to 32 29th August 2023 2023/779 (C. 40) Section 33 1st January 2024 2023/1382 (C. 97) Sections 34 to 40 29th August 2023 2023/779 (C. 40) Section 41 (in part) 29th August 2023 2023/779 (C. 40) Section 41 (so far as not already in force) 26th December 2023 2023/779 (C. 40) Section 42 (in part) 29th August 2023 2023/779 (C. 40) Section 42 (so far as not already in force) 26th December 2023 2023/1382 (C. 97) Section 43 (in part) 29th August 2023 2023/779 (C. 40) Section 43 (so far as not already in force) 1st August 2024 2023/1382 (C. 97) Sections 44 and 45 29th August 2023 2023/779 (C. 40) Section 46(1) (in part) 29th August 2023 2023/779 (C. 40) Section 46(2), (7) and (9) (in part) 29th August 2023 2023/779 (C. 40) Section 46 (so far as not already in force) 26th December 2023 2023/1382 (C. 97) Section 47 29th August 2023 2023/779 (C. 40) Section 48 (in part) 1.00am on 1st January 2024 2023/1382 (C. 97) Section 48 (in part) 1st January 2025 2023/1382 (C. 97) Section 48 (so far as not already in force) 1st February 2025 2023/1382 (C. 97) Section 49 1.00am on 1st January 2024 2023/1382 (C. 97) Section 50 (in part) 1.00am on 1st January 2024 2023/1382 (C. 97) Section 50 (so far as no already in force) 1st August 2024 2023/1382 (C. 97) Section 51 (in part) 29th August 2023 2023/779 (C. 40) Section 51 (in part) 1st January 2025 2023/1382 (C. 97) Section 51 (in part) 1st March 2024 2024/250 (C. 11) Section 51 (in part) 1st August 2024 2024/250 (C. 11) Section 51 (so far as not already in force) 1st January 2025 2024/250 (C. 11) Section 53 29th August 2023 2023/779 (C. 40) Section 57 (in part) 29th August 2023 2023/779 (C. 40) Section 57 (in so far as not already in force) 31st December 2023 2023/1382 (C. 97) Section 59 29th August 2023 2023/779 (C. 40) Section 63 29th August 2023 2023/779 (C. 40) Section 64 29th October 2024 2024/1071 (C. 72) Sections 65 to 69 29th August 2023 2023/779 (C. 40) Section 70(1), (3) and (4) (in part) 1st January 2024 2023/1382 (C. 97) Section 70 (in so far as not already in force) 1st March 2024 2024/250 (C. 11) Section 71 1st March 2024 2024/250 (C. 11) Section 73 29th August 2023 2023/779 (C. 40) Section 75 29th August 2023 2023/779 (C. 40) Section 76 29th August 2023 2023/779 (C. 40) Section 79 29th August 2023 2023/779 (C. 40) Schedule 1, Part 1 (in part) 11th July 2023 2023/779 (C. 40) Schedule 1, Part 1 (in part) 14th December 2023 2023/1382 (C. 97) Schedule 1, Part 1 (in part) 1st January 2024 2023/779 (C. 40) Schedule 1, Part 1 (in part) 1st January 2024 2023/1382 (C. 97) Schedule 1, Part 1 (in part) 5th April 2024 2023/1382 (C. 97) Schedule 1, Part 1 (in part) 1st November 2024 2024/891 (C. 57) Schedule 1, Part 2 (in part) 11th July 2023 2023/779 (C. 40) Schedule 1, Part 2 (in part) 29th August 2023 2023/779 (C. 40) Schedule 1, Part 2 (in part) 14th December 2023 2023/1382 (C. 97) Schedule 1, Part 2 (in part) 1st January 2024 2023/779 (C. 40) Schedule 1, Part 2 (in part) 1st January 2024 2023/1382 (C. 97) Schedule 1, Part 2 (in part) 5th April 2024 2023/1382 (C. 97) Schedule 1, Part 2 (in part) 30th June 2024 2023/1382 (C. 97) Schedule 1, Part 2 (in part) 1st November 2024 2024/891 (C. 57) Schedule 1, Part 2 (in part) 31st December 2024 2024/620 (C. 39) Schedule 1, Part 2 (in part) 31st July 2025 2025/572 (C. 25) Schedule 1, Part 3 (in part) 1st January 2024 2023/779 (C. 40) Schedule 1, Part 3 (in part) 1st January 2024 2023/1382 (C. 97) Schedule 1, Part 3 (in part) 5th April 2024 2023/1382 (C. 97) Schedule 1, Part 3 (in part) 30th June 2024 2023/1382 (C. 97) Schedule 1, Part 3 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 1, Part 3 (in part) 1st November 2024 2024/891 (C. 57) Schedule 1, Part 3 (in part) 31st December 2024 2024/620 (C. 39) Schedule 1, Part 3 (in part) 31st December 2024 2024/1071 (C. 72) Schedule 1, Part 3 (in part) 14th May 2025 2025/572 (C. 25) Schedule 1, Part 4 (in part) 1st January 2024 2023/779 (C. 40) Schedule 1, Part 4 (in part) 14th May 2025 2025/572 (C. 25) Schedule 1, Part 5 (in part) 1st January 2024 2023/1382 (C. 97) Schedule 1, Part 5 (in part) 1st November 2024 2024/891 (C. 57) Schedule 1, Part 5 (in part) 31st December 2024 2024/620 (C. 39) Schedule 1, Part 5 (in part) 14th May 2025 2025/572 (C. 25) Schedule 2, Part 1, paragraph 1 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 1 (in part) 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 1 (in part) 31st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 1 (in part) 31st March 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 1 (in part) 30th June 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 1 (in part) 1st December 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 4 14th December 2023 2023/1382 (C. 97) Schedule 2, Part 1, paragraphs 5 and 6 29th August 2023 2023/779 (C. 40) Schedule 2, Part 1, paragraph 7 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 7 (so far as not already in force) 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 8 (in part) 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 8 (so far as not already in force) 1st December 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 9 29th August 2023 2023/779 (C.40) Schedule 2, Part 1, paragraphs 10 and 11 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraphs 10 and 11 (so far as not already in force) 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 12 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 12 (so far as not already in force) 1st December 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraphs 13 to 16 29th August 2023 2023/779 (C. 40) Schedule 2, Part 1, paragraph 17 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 17 (so far as not already in force) 31st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 18 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 18 (so far as not already in force) 30th June 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 19 (in part) 29th August 2023 2023/779 (C. 40) Schedule 2, Part 1, paragraphs 20 and 21 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 22 31st March 2025 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 24 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 25 (in part) 29th August 2023 2023/779 (C. 40) Schedule 2, Part 1, paragraph 25 1st December 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 26 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 27 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 1, paragraph 27 (so far as not already in force) 31st March 2025 2024/1071 (C. 72) Schedule 2, Parts 2 and 3 29th August 2023 2023/779 (C. 40) Schedule 2, Part 4, paragraph 44 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 44 (in part) 6th July 2026 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 45 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 45 (so far as not already in force) 6th July 2026 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 46 6th July 2026 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 49 (in part) 29th October 2024 2024/1071 (C. 72) Schedule 2, Part 4, paragraph 49 (so far as not already in force) 6th July 2026 2024/1071 (C. 72) Schedule 2, part 4, paragraph 50 6th July 2026 2024/1071 (C. 72) Schedule 2, Part 6 29th August 2023 2023/779 (C. 40) Schedule 3 29th August 2023 2023/779 (C. 40) Schedule 4 29th August 2023 2023/779 (C. 40) Schedule 5 (in part) 6th September 2023 2023/936 (C. 55) Schedule 5 (in part) 6th November 2023 2023/936 (C. 55) Schedule 5 (so far as not already in force) 7th February 2024 2023/936 (C. 55) Schedule 7, paragraph 1 (in part) 29th August 2023 2023/779 (C. 40) Schedule 7, paragraph 1 (in part) 1st January 2024 2023/1382 (C. 97) Schedule 7, paragraph 1 (in part) 1st August 2024 2024/250 (C. 11) Schedule 7, paragraph 1 (so far as not already in force) 1st January 2025 2024/250 (C. 11) Schedule 7, paragraph 2 (in part) 29th August 2023 2023/779 (C. 40) Schedule 7, paragraph 2 (so far as not already in force) 1st January 2024 2023/1382 (C. 97) Schedule 7, paragraph 3 (in part) 29th August 2023 2023/779 (C. 40) Schedule 7, paragraph 3 (so far as not already in force) 1st January 2025 2023/1382 (C. 97) Schedule 7, paragraph 4 to 6 29th August 2023 2023/779 (C. 40) Schedule 7, paragraph 7 (in part) 29th August 2023 2023/779 (C. 40) Schedule 7, paragraph 7 (so far as not already in force) 1st August 2024 2023/1382 (C. 97) Schedule 7, paragraph 8 1st January 2024 2023/1382 (C. 97) Schedule 7, paragraphs 9 to 13 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 3(9) to (11) 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 13(5) to (7) 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 16 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 20 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 22(10) to (12) 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 25(2), (3), (5) and (8) 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 32(2) to (5) 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 75 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 76 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 78 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 85 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 87 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 154 29th August 2023 2023/779 (C. 40) Schedule 11, paragraph 165 29th August 2023 2023/1382 (C. 97) Schedule 11 (so far as not already in force) 31st December 2023 2023/1382 (C. 97) Schedule 14 29th August 2023 2023/779 (C. 40)